{"id":172,"date":"2026-06-30T12:00:00","date_gmt":"2026-06-30T12:00:00","guid":{"rendered":"https:\/\/www.advantageserviceinsurance.com\/blog\/?p=172"},"modified":"2026-06-10T00:23:03","modified_gmt":"2026-06-10T00:23:03","slug":"full-time-rv-insurance-vs-recreational-rv-insurance","status":"publish","type":"post","link":"https:\/\/www.advantageserviceinsurance.com\/blog\/full-time-rv-insurance-vs-recreational-rv-insurance\/","title":{"rendered":"Full-Time RV Insurance vs. Recreational RV Insurance"},"content":{"rendered":"

If you live in your RV full time, you may need different coverage than if it’s your full-time home on wheels. At Advantage Service Insurance, we can help you find the right RV insurance policy for your needs all throughout the Erie, CO area. Our dedicated agents want to help you protect your recreational vehicle no matter how often you use it, and having the right coverage is a big part of enjoying all your adventures.<\/p>\n

Full-Timers Need Year-Round Protection<\/h2>\n

When your RV is your full-time home, you’re likely parked at a campground or driving it all over the country, depending on the time of year and your overall plans. That’s why you need good insurance that doesn’t fluctuate. It’s similar to having your home or car insured, in that your coverage is year-round and there’s no "off season" like you might see with recreational RVers who only use their vehicles for family vacations or during certain times of the year.<\/p>\n

Recreational RV Insurance Can Change With the Seasons<\/h2>\n

Using an RV sporadically can mean it spends a lot of time in your driveway, or at a secure storage location. If that’s the case for you, working with an insurance agent can be the right way to ensure you’re protected properly. For the times your RV isn’t being driven, you may be able to adjust your coverage to protect you from damage and liability only, and then increase your coverage again when you plan your next outing.<\/p>\n

The Right Agent Makes the Difference<\/h2>\n

Get in touch with us today at Advantage Service Insurance if you’re in the Erie, CO area and looking for RV insurance. We’ll provide multiple quotes from trusted insurers and help you choose the one that meets your travel needs.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you live in your RV full time, you may need different coverage than if it’s your full-time home on wheels. At Advantage Service Insurance, we can help you find the right RV insurance policy for your needs all throughout the Erie, CO area. Our dedicated agents want to help you protect your recreational vehicle […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,25,24,21,33],"class_list":["post-172","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-advantage-service-insurance","tag-co","tag-erie","tag-insurance","tag-rv"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t