{"id":42,"date":"2021-05-31T04:00:00","date_gmt":"2021-05-31T04:00:00","guid":{"rendered":"https:\/\/www.advantageserviceinsurance.com\/blog\/?p=42"},"modified":"2021-05-28T14:07:08","modified_gmt":"2021-05-28T14:07:08","slug":"is-toy-insurance-required-in-ohio","status":"publish","type":"post","link":"https:\/\/www.advantageserviceinsurance.com\/blog\/is-toy-insurance-required-in-ohio\/","title":{"rendered":"Is Toy Insurance Required in Ohio?"},"content":{"rendered":"<p>If you live in Cincinnati, OH, you must have in mind fun places to explore. And to do that, instead of hiking or biking, you want to go a notch higher and buy an ATV or a side-by-side vehicle like a Talon to help you navigate the narrow trails and tricky off-road paths.&nbsp;<\/p>\n<p>While it&rsquo;s exciting to harness the potential that Mother Nature has given to us, it&rsquo;s vital to protect your prized toy with toy insurance from Advantage Insurance Network. Without toy insurance, you will be in for a rude shock if you are involved in an accident. But before getting far, let&rsquo;s understand toy insurance a little more.<\/p>\n<p><strong>Is toy insurance mandatory?<\/strong><\/p>\n<p>If you use your toy on open roads, Ohio requires you to carry toy insurance with specified minimum liability coverage. Besides, if your toy is loan-financed, your lender may require you to purchase toy insurance until you pay off the loan facility.<\/p>\n<p>However, whether toy insurance is mandatory or not, you need this insurance to protect you and your investment.<\/p>\n<p><strong>What toy insurance options do I have?<\/strong><\/p>\n<p>If you obtain a recreational toy, below are the insurance options to consider:<\/p>\n<ul>\n<li>Liability coverage:&nbsp;If you cause an accident and cause bodily injury or damages to other people&rsquo;s property, toy insurance covers damages and medical expenses. Additionally, toy insurance pays for legal costs in case the aggravated parties sue you.<\/li>\n<li>Collision coverage:&nbsp;Protects your toy when involved in an accident.<\/li>\n<li>Comprehensive coverage:&nbsp;Protects your toy against non-collision perils like theft, fire, vandalism, hail, windstorms, and other dangers.&nbsp;<\/li>\n<li>Uninsured\/underinsured motorist:&nbsp;If you are involved in a hit-and-run incident or crash with a motorist with little or no insurance, this coverage covers unpaid damages and medical costs.<\/li>\n<\/ul>\n<p>Do you want to purchase toy insurance? Please contact Advantage Insurance Network of Cincinnati, OH, for a customized plan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you live in Cincinnati, OH, you must have in mind fun places to explore. And to do that, instead of hiking or biking, you want to go a notch higher and buy an ATV or a side-by-side vehicle like a Talon to help you navigate the narrow trails and tricky off-road paths.&nbsp; While it&rsquo;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,7],"class_list":["post-42","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-advantage-insurance-network","tag-cincinnati-oh"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/42","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=42"}],"version-history":[{"count":1,"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/42\/revisions"}],"predecessor-version":[{"id":43,"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/42\/revisions\/43"}],"wp:attachment":[{"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=42"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=42"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.advantageserviceinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}