Most people that live in the Erie, CO area will need to have a car to get around town. If you drive a vehicle in this area, ensuring that you have proper insurance coverage is very important. There are several things that you need to know about Colorado auto insurance when you are shopping for your next policy. Knowing more will help you when choosing the right type and level of coverage.
Required by Law
One thing that you need to know about Colorado auto insurance is that it is required by law. Everyone in Colorado is required by law to comply with the minimum liability insurance requirements. Drivers need to have this to ensure they can pay for damages that they cause in an accident. If you are caught driving without this form of insurance, you could be penalized.
Minimum Does Not Cover Your Car
While you are only required by law to carry liability insurance, it is important to know that this does not cover your vehicle. If you would like to have your vehicle covered in an accident or if it is stolen or otherwise damaged, you need a full collision and comprehensive insurance policy. Those that would like to be able to repair or replace their vehicle with insurance proceeds should get the full policy.
Picking an insurance policy in Colorado is an important decision. When you are looking for a new insurance policy, you should call the team at Advantage Service Insurance in Erie, CO. When you call Advantage Service Insurance, you can be assured that your car will be appropriately covered as we will find you a policy that adequately protects all of your insurance needs and risks.