How much home insurance do you need?

Your home in Erie, CO is one of your biggest investments. Not only does a substantial portion of your income go towards the upkeep of your residence, but your home is also a safe place for you and the family. There is little worse than experiencing an incident that threatens the comfort of your safe place. The Advantage Service Insurance agents can help you determine how much home insurance is needed to get you back on your feet when the unimaginable becomes your reality. 

Why is home insurance necessary?

There is no state law requiring you to show proof of home insurance. However, those with mortgages may find their loan carrier requires home insurance that, at a minimum, protects the structure. You may consider buying more insurance if you have personal assets in need of protection. 

Some do not see the urgency of having home insurance. It is important to understand the financial grievance that comes when you do not have a good policy. You are financially responsible for all damages and injuries involving your home, regardless of whether you have an indemnity plan. 

Some incidents cost thousands to correct, which means you must find a way to pay for expenses out-of-pocket. Many homeowners cannot afford to pay for relocation and repairs after an incident. Home insurance can help relieve the financial burden during times of distress. 

How much home insurance do you need?

The amount of home insurance you need largely depends on your lifestyle preferences and how much you are willing to pay in monthly premiums. You may find that more expensive premiums lead to more coverage in an incident. Meanwhile, those who choose to pay less in monthly payments may need to set aside more events. 

The agents at Advantage Service Insurance can help you craft the ideal home insurance plan for your house in Erie, CO. Call today to get started with a quote!

First Time Homeowners: Preparing for Your Move

The excitement for first-time homebuyers can be one of the best when celebrating a critical achievement and starting the path to building wealth with a real estate investment.  This accomplishment should be enjoyable, and your new home should be a big reason to celebrate. Your selection for homeowners’ insurance is probably part of the process, and this should be a simple step. Advantage Service Insurance and our agents in Erie, CO would be proud to help you with this part of becoming a first-time homeowner. With smart planning, getting ready to move is the next big step as you prepare to move into your new home.

Preparation is vital for moving into a new home. Deciding which belongings will go in each area of the house can be fun and enjoyable. Smart planning can also make unpacking more manageable, so you find yourself with less work to do when the time comes. Labeling your boxes and categorizing what goes in each can make the process easy and allow you to plan out which box goes to which room. This also comes in handy when you want to unpack certain things, such as your kitchen, first.

There are probably several things you want to do as you arrive at your new place. Unloading everything can be easier when you walk through the planning a few times. Also, know that your homeowner’s insurance was carefully selected and handled with the help of agents from a reliable insurance agency. Contact Advantage Service Insurance in Erie, CO for more information or to get a customized quote.