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695 Pierce Street, Suite 210
Erie, CO 80516

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Most Common Motorcycle Insurance Claims in Colorado

When you have been in motorcycle accident in Erie, CO, your motorcycle insurance will protect you from financial losses if you have the right coverage. In Colorado, you need liability insurance for bodily injury to other parties in an accident, and you will also need some property damage coverage.

At Advantage Service Insurance, we know that motorcycle riders in Colorado might need more coverage because motorcycle accidents are disastrous and change lives. We know what the most common claims are, and what you need coverage for.

Left Turn Crashes

A left turn crash is among the most common motorcycle accidents in Colorado. This may be because another driver did not check their timing, or it may be that you weren’t looking when you turned.

This crash will cause damage to your property and also potentially some bodily injury damages. These might be minor claims, or they could be life-altering.

Lane Switching

Lane switching is something we all learn when we are learning to drive, but a motorcycle that does so at the wrong time could wind up in a tragic accident. 

Worse, a car that does so at the wrong time could result in a motorcycle accident. We see it all the time, as motorcyclists are often obstructed from the view of the oncoming vehicle.

Even if you are not at-fault in this accident, you will still be making property and medical claims through your motorcycle insurance.

Head-On Collisions

Head-on collisions with a motorcycle are often fatal, and miracles when they aren’t. This will lead to wrongful death claims, property damage claims, and medical expenses. Many studies show that it is often the driver of a vehicle that causes these crashes over the motorcycle rider.

Colorado is an at-fault state but follows modified comparative negligence rules on the road, and that means that you may still be partially responsible for some costs of these accidents. 

Get a Quote

These are only a few of the most common problems on Erie, CO roads for motorcycle riders today. Call Advantage Service Insurance for a quote today, so that you are covered for every possible motorcycle insurance claim.

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