Filing a condo insurance claim is stressful enough without having to reconstruct what you owned from memory alone. Proving ownership doesn’t require flawless documentation, but it does require a clear, verifiable proof. The professionals at Advantage Service Insurance, serving Erie, CO, have some tips to help.
Lean on Everyday Photos and Videos
One of the most useful tools is something many people already have. Photos and videos taken casually inside the condo often show furniture, electronics, décor, and personal items in the background. Holiday photos, videos sent to friends, or even social media posts can help establish that an item existed and was part of your living space. Colorado insurers regularly consider visual proof when it reasonably shows ownership and location.
Build the History With Records You Can Find
Receipts are helpful, but they’re rarely the whole story. Look to bank and credit card statements to confirm purchases even if the original receipt is gone. Email order confirmations, online shopping histories, and warranty cards. Pore over all your photographs. You might have been standing in front of a valuable piece, which may amount to verifiable evidence. Images and videos and other tidbits can all work together to support your condo insurance claim.
Put Together a Thoughtful Inventory
Creating an inventory soon after the loss helps keep details straight. Go room by room and list items with descriptions, approximate age, and condition. In Colorado condo claims, consistency matters more than perfect dates or exact models. The goal is clarity, not precision.
Use Outside Sources When Needed
People who were familiar with your condo can help confirm what was there, too. Roommates, family members, or neighbors may be able to verify major items. Contractors, interior designers, or installers may also have records showing work they’ve done.
If the process feels overwhelming, we can help. Contact Advantage Service Insurance, serving Erie, CO, if you have a condo insurance claim you need to verify.
