Are you a lucky owner of a motorhome that many people dream about? Are you planning your first RV vacation? Then, it is a good idea to purchase motorhome insurance to protect your precious investment and yourself. However, before you buy an insurance plan, there are certain things you need to take into consideration:
What Things Should You Consider When Shopping for Motorhome Insurance?
How much you are going to use your motorhome
There are two different categories of RV insurance depending on how often you are going to travel and stay in your RV. For example, if you are a full-time RVer (spending more than 150 nights in your motorhome each year), then you are exposed to more risks and need broader coverage.
Limitation of motorhome insurance
Typically, motorhome insurance does not cover such things as general wear and tear, damage caused by an earthquake or flood, damage from mold and fungi, and some other things. Make sure to talk to an insurance agent to know the exact limitations.
You may receive a discount on your motorhome insurance policy. Most insurance companies look at such factors as your driving record and credit score when they determine the rate. You also may be qualified for a discount for multiple policy bundling (getting several types of insurance from one company).
Advantage Service Insurance – Insurance Company in Colorado That You Can Trust
If you are searching for coverage for your motorhome, Advantage Service Insurance in Erie, CO is here to help you. We specialize in all types of insurance, including motorhome insurance as well, and we serve clients in Erie, CO as well as other surrounding areas. Give us a call – we are always here for you.